What is NCB or No Claim Bonus for Car Insurance

Google Adwords, Analytics Certifications
Welcome to all Readers,

We all hear about NCB on car Insurance but do we really know about No Claim Bonus on your Motor Insurance. You pay annual premium for your Car Insurance Policy, so in case of accident or damaged; you don’t have to pay for cost of the repair.



What is NCB or No Claim Bonus for Car Insurance
What is NCB or No Claim Bonus for Car Insurance
So what happened when you don't make any claim on your Insurance? Insurance company reward you for your good driving skills and for not making any claims by giving you a Bonus. This Bonus is in the form of Discount on your Insurance Premium when you renew your Car Insurance Policy. You can avail your No Claim Bonus NCB, Even if you change your Insurance Company or Change your Car.

There are only two cases in which your NO Claim Bonus NCB goes away:


  • One is when you make a Claim
  • Second is When you don’t renew your policy within 90 days of date expiring.